/* =============================================
   Insurance Page Styles
   ============================================= */

.insurance-page {
  background: #f8fafc;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: #1e293b;
  overflow-x: hidden;
}

/* ===== Hero ===== */
.ins-hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  align-items: center;
  background: linear-gradient(145deg, #0b1a2f 0%, #1a2f44 50%, #0b1a2f 100%);
  overflow: hidden;
  margin-top: 84px;
  padding: 60px 0;
}

.ins-hero-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}

.ins-hero-shapes {
  position: absolute;
  inset: 0;
}

.ins-shape {
  position: absolute;
  border-radius: 50%;
  opacity: 0.3;
}

.ins-shape.shape-1 {
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(52, 152, 219, 0.12), transparent 70%);
  top: -10%;
  right: -5%;
  animation: pulse 5s ease-in-out infinite;
}

.ins-shape.shape-2 {
  width: 350px;
  height: 350px;
  background: radial-gradient(circle, rgba(26, 188, 156, 0.1), transparent 70%);
  bottom: -10%;
  left: -5%;
  animation: pulse 6s ease-in-out infinite reverse;
}

.ins-shape.shape-3 {
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(52, 152, 219, 0.08), transparent 70%);
  top: 40%;
  left: 30%;
  animation: pulse 4s ease-in-out infinite;
}

.ins-shape.shape-4 {
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(26, 188, 156, 0.06), transparent 70%);
  bottom: 20%;
  right: 20%;
  animation: pulse 7s ease-in-out infinite reverse;
}

.ins-hero-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 2;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  width: 100%;
}

.ins-hero-text {
  color: white;
}

.ins-tag {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 8px 20px;
  border-radius: 30px;
  background: rgba(52, 152, 219, 0.2);
  color: #5dade2;
  margin-bottom: 20px;
  border: 1px solid rgba(52, 152, 219, 0.2);
}

.ins-hero-text h1 {
  font-size: clamp(2.4rem, 5vw, 4rem);
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 16px;
  letter-spacing: -0.03em;
}

.ins-hero-text h1 span {
  background: linear-gradient(135deg, #3498db, #2ecc71);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.ins-hero-text p {
  font-size: 1.15rem;
  color: rgba(255, 255, 255, 0.75);
  max-width: 520px;
  line-height: 1.7;
  margin-bottom: 32px;
}

.ins-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.ins-btn {
  display: inline-block;
  padding: 14px 36px;
  border-radius: 60px;
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  transition: 0.3s ease;
  border: none;
  cursor: pointer;
  font-family: inherit;
}

.ins-btn-primary {
  background: #3498db;
  color: white;
  box-shadow: 0 8px 24px rgba(52, 152, 219, 0.3);
}

.ins-btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 32px rgba(52, 152, 219, 0.45);
  background: #5dade2;
}

.ins-btn-outline {
  background: transparent;
  border: 2px solid rgba(255, 255, 255, 0.3);
  color: white;
}

.ins-btn-outline:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: #3498db;
  color: #3498db;
}

.ins-btn-full {
  width: 100%;
  justify-content: center;
}

/* Shield Animation */
.ins-hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.ins-shield-animation {
  position: relative;
  width: 300px;
  height: 300px;
}

.ins-shield {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 120px;
  height: 140px;
  background: rgba(255, 255, 255, 0.05);
  border-radius: 20px 20px 40px 40px;
  border: 2px solid rgba(52, 152, 219, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  backdrop-filter: blur(10px);
  z-index: 3;
}

.ins-shield-icon {
  font-size: 4rem;
  animation: shieldPulse 2s ease-in-out infinite;
}

.ins-shield-ring {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  border-radius: 50%;
  border: 1px solid rgba(52, 152, 219, 0.15);
}

.ins-shield-ring.ring-1 {
  width: 100%;
  height: 100%;
  animation: spin 20s linear infinite;
}

.ins-shield-ring.ring-2 {
  width: 75%;
  height: 75%;
  border-color: rgba(26, 188, 156, 0.15);
  animation: spin 15s linear infinite reverse;
}

.ins-shield-ring.ring-3 {
  width: 50%;
  height: 50%;
  border-color: rgba(52, 152, 219, 0.2);
  animation: spin 10s linear infinite;
}

.ins-shield-particles {
  position: absolute;
  inset: 0;
}

.ins-particle {
  position: absolute;
  font-size: 0.5rem;
  color: rgba(255, 255, 255, 0.3);
  animation: particleFloat 4s ease-in-out infinite;
}

.ins-particle.p1 { top: 10%; left: 20%; animation-delay: 0s; }
.ins-particle.p2 { top: 15%; right: 15%; animation-delay: 0.5s; }
.ins-particle.p3 { bottom: 20%; left: 10%; animation-delay: 1s; }
.ins-particle.p4 { bottom: 15%; right: 20%; animation-delay: 1.5s; }
.ins-particle.p5 { top: 45%; left: 5%; animation-delay: 0.8s; }
.ins-particle.p6 { top: 45%; right: 5%; animation-delay: 1.2s; }

@keyframes shieldPulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.05); }
}

@keyframes particleFloat {
  0%, 100% { transform: translate(0, 0); opacity: 0.3; }
  50% { transform: translate(0, -20px); opacity: 0.8; }
}

/* ===== Section Common ===== */
.ins-section-header {
  text-align: center;
  margin-bottom: 60px;
}

.ins-section-tag {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 6px 16px;
  border-radius: 20px;
  background: rgba(52, 152, 219, 0.12);
  color: #3498db;
  margin-bottom: 12px;
}

.ins-section-header h2 {
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 800;
  color: #0b1a2f;
  letter-spacing: -0.02em;
  margin-bottom: 12px;
}

.ins-section-header p {
  color: #475569;
  font-size: 1.05rem;
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.7;
}

/* ===== Benefits ===== */
.ins-benefits {
  padding: 80px 0;
  background: #ffffff;
}

.ins-benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.ins-benefit-card {
  background: #f8fafc;
  padding: 36px 28px;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  text-align: center;
  transition: 0.3s ease;
}

.ins-benefit-card:hover {
  transform: translateY(-6px);
  border-color: #3498db;
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.06);
}

.ins-benefit-icon {
  font-size: 2.5rem;
  display: block;
  margin-bottom: 16px;
}

.ins-benefit-card h3 {
  font-size: 1.2rem;
  font-weight: 700;
  color: #0b1a2f;
  margin-bottom: 8px;
}

.ins-benefit-card p {
  color: #475569;
  line-height: 1.6;
  font-size: 0.95rem;
}

/* ===== Testimonials ===== */
.ins-testimonials {
  padding: 80px 0;
  background: #f8fafc;
}

.ins-testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.ins-testimonial-card {
  background: #ffffff;
  padding: 28px 24px;
  border-radius: 16px;
  border: 1px solid #e2e8f0;
  transition: 0.3s ease;
}

.ins-testimonial-card:hover {
  border-color: #3498db;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.06);
}

.ins-testimonial-quote {
  font-size: 3rem;
  color: #3498db;
  line-height: 1;
  margin-bottom: -10px;
  font-family: Georgia, serif;
}

.ins-testimonial-card p {
  color: #1e293b;
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 16px;
  font-style: italic;
}

.ins-testimonial-author strong {
  display: block;
  font-weight: 700;
  color: #0b1a2f;
  font-size: 0.95rem;
}

.ins-testimonial-author span {
  display: block;
  color: #475569;
  font-size: 0.85rem;
}

/* ===== Risk Assessment ===== */
.ins-risk {
  padding: 80px 0;
  background: #ffffff;
}

.ins-risk-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  max-width: 1200px;
  margin: 0 auto 60px;
  padding: 0 24px;
  align-items: center;
}

.ins-risk-content h3 {
  font-size: 1.8rem;
  font-weight: 800;
  color: #0b1a2f;
  margin-bottom: 16px;
}

.ins-risk-content > p {
  color: #475569;
  line-height: 1.7;
  margin-bottom: 24px;
}

.ins-risk-features {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.ins-risk-feature {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 12px 16px;
  background: #f8fafc;
  border-radius: 12px;
}

.ins-risk-feature span {
  font-size: 1.5rem;
  flex-shrink: 0;
}

.ins-risk-feature h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: #0b1a2f;
  margin-bottom: 2px;
}

.ins-risk-feature p {
  font-size: 0.85rem;
  color: #475569;
  margin: 0;
}

.ins-risk-image {
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.08);
}

.ins-risk-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  min-height: 350px;
}

/* Customer Benefits */
.ins-customer-benefits {
  max-width: 900px;
  margin: 0 auto;
  padding: 40px;
  background: #f8fafc;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  text-align: center;
}

.ins-customer-benefits h3 {
  font-size: 1.5rem;
  font-weight: 700;
  color: #0b1a2f;
  margin-bottom: 12px;
}

.ins-customer-benefits p {
  color: #475569;
  line-height: 1.7;
  margin-bottom: 24px;
}

.ins-benefit-icons {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
}

.ins-benefit-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}

.ins-benefit-item span:first-child {
  font-size: 2rem;
}

.ins-benefit-item span:last-child {
  font-size: 0.85rem;
  font-weight: 600;
  color: #0b1a2f;
}

/* ===== Features ===== */
.ins-features {
  padding: 80px 0;
  background: #f8fafc;
}

.ins-features-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.ins-feature-card {
  background: #ffffff;
  padding: 36px 28px;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  transition: 0.3s ease;
}

.ins-feature-card:hover {
  transform: translateY(-4px);
  border-color: #3498db;
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.06);
}

.ins-feature-icon {
  font-size: 2.5rem;
  display: block;
  margin-bottom: 12px;
}

.ins-feature-tag {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 4px 14px;
  border-radius: 20px;
  background: rgba(52, 152, 219, 0.12);
  color: #3498db;
  margin-bottom: 8px;
}

.ins-feature-card h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: #0b1a2f;
  margin-bottom: 8px;
}

.ins-feature-card p {
  color: #475569;
  line-height: 1.6;
  margin-bottom: 16px;
}

.ins-feature-list {
  list-style: none;
  padding: 0;
  margin-bottom: 20px;
}

.ins-feature-list li {
  padding: 4px 0 4px 24px;
  position: relative;
  color: #1e293b;
  font-size: 0.92rem;
}

.ins-feature-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: #2ecc71;
  font-weight: 700;
}

.ins-learn-more {
  color: #3498db;
  font-weight: 600;
  text-decoration: none;
  font-size: 0.95rem;
  transition: 0.2s;
}

.ins-learn-more:hover {
  color: #2ecc71;
  text-decoration: underline;
}

/* ===== Awards ===== */
.ins-awards {
  padding: 80px 0;
  background: #ffffff;
}

.ins-awards-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.ins-award-card {
  background: #f8fafc;
  padding: 28px 20px;
  border-radius: 16px;
  text-align: center;
  border: 1px solid #e2e8f0;
  transition: 0.3s ease;
}

.ins-award-card:hover {
  border-color: #3498db;
  transform: translateY(-4px);
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.06);
}

.ins-award-icon {
  font-size: 2.5rem;
  display: block;
  margin-bottom: 12px;
}

.ins-award-card h4 {
  font-size: 1rem;
  font-weight: 600;
  color: #0b1a2f;
  margin-bottom: 4px;
}

.ins-award-year {
  font-size: 0.85rem;
  color: #3498db;
  font-weight: 600;
}

/* ===== Technology ===== */
.ins-tech {
  padding: 80px 0;
  background: #f8fafc;
}

.ins-tech-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.ins-tech-card {
  background: #ffffff;
  padding: 36px 28px;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  text-align: center;
  transition: 0.3s ease;
}

.ins-tech-card:hover {
  transform: translateY(-4px);
  border-color: #3498db;
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.06);
}

.ins-tech-icon {
  font-size: 3rem;
  display: block;
  margin-bottom: 16px;
}

.ins-tech-card h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: #0b1a2f;
  margin-bottom: 8px;
}

.ins-tech-card p {
  color: #475569;
  line-height: 1.6;
  margin-bottom: 16px;
}

/* ===== Partners ===== */
.ins-partners {
  padding: 80px 0;
  background: #ffffff;
}

.ins-partners-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 40px 60px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.ins-partner-logo {
  font-size: 1.2rem;
  font-weight: 700;
  color: #1e293b;
  opacity: 0.5;
  transition: 0.3s;
  letter-spacing: 0.05em;
}

.ins-partner-logo:hover {
  opacity: 1;
  color: #3498db;
}

/* ===== Contact ===== */
.ins-contact {
  padding: 80px 0;
  background: #f8fafc;
}

.ins-contact-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  align-items: start;
}

.ins-contact-form-wrapper {
  background: #ffffff;
  padding: 40px;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.ins-contact-form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.ins-form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.ins-form-group {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.ins-form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: #0b1a2f;
}

.ins-form-group input,
.ins-form-group select {
  padding: 12px 16px;
  border: 1.5px solid #e2e8f0;
  border-radius: 10px;
  font-size: 0.95rem;
  font-family: inherit;
  transition: 0.2s;
  background: #f8fafc;
}

.ins-form-group input:focus,
.ins-form-group select:focus {
  border-color: #3498db;
  outline: none;
  box-shadow: 0 0 0 3px rgba(52, 152, 219, 0.1);
}

.ins-contact-info {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.ins-contact-benefit {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 20px;
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid #e2e8f0;
}

.ins-contact-benefit span {
  font-size: 1.5rem;
  flex-shrink: 0;
}

.ins-contact-benefit h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: #0b1a2f;
  margin-bottom: 2px;
}

.ins-contact-benefit p {
  font-size: 0.85rem;
  color: #475569;
  margin: 0;
}

/* ===== Blog & News ===== */
.ins-blog {
  padding: 80px 0;
  background: #ffffff;
}

.ins-blog-header,
.ins-news-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto 24px;
  padding: 0 24px;
}

.ins-blog-header h3,
.ins-news-header h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: #0b1a2f;
}

.ins-view-all {
  color: #3498db;
  font-weight: 600;
  text-decoration: none;
  font-size: 0.95rem;
}

.ins-view-all:hover {
  text-decoration: underline;
}

.ins-blog-grid,
.ins-news-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 1200px;
  margin: 0 auto 40px;
  padding: 0 24px;
}

.ins-blog-card,
.ins-news-card {
  background: #f8fafc;
  padding: 24px;
  border-radius: 16px;
  border: 1px solid #e2e8f0;
  transition: 0.3s ease;
}

.ins-blog-card:hover,
.ins-news-card:hover {
  border-color: #3498db;
  transform: translateY(-4px);
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.06);
}

.ins-blog-date,
.ins-news-date {
  font-size: 0.75rem;
  color: #475569;
}

.ins-blog-category {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 2px 12px;
  border-radius: 12px;
  background: rgba(52, 152, 219, 0.12);
  color: #3498db;
  margin: 8px 0;
}

.ins-news-source {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 2px 12px;
  border-radius: 12px;
  background: rgba(155, 89, 182, 0.12);
  color: #9b59b6;
  margin: 8px 0;
}

.ins-blog-card h4,
.ins-news-card h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: #0b1a2f;
  line-height: 1.4;
  margin-bottom: 8px;
}

/* ===== Animations ===== */
@keyframes pulse {
  0%, 100% { opacity: 0.6; }
  50% { opacity: 1; }
}

@keyframes spin {
  from { transform: translate(-50%, -50%) rotate(0deg); }
  to { transform: translate(-50%, -50%) rotate(360deg); }
}

/* ===== Responsive ===== */
@media (max-width: 1024px) {
  .ins-benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .ins-testimonial-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .ins-awards-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .ins-blog-grid,
  .ins-news-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .ins-contact-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 968px) {
  .ins-hero-content {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .ins-hero-text p {
    max-width: 100%;
    margin-left: auto;
    margin-right: auto;
  }

  .ins-cta-group {
    justify-content: center;
  }

  .ins-risk-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .ins-features-grid {
    grid-template-columns: 1fr;
  }

  .ins-tech-grid {
    grid-template-columns: 1fr;
  }

  .ins-form-row {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .ins-benefits-grid {
    grid-template-columns: 1fr;
  }

  .ins-testimonial-grid {
    grid-template-columns: 1fr;
  }

  .ins-awards-grid {
    grid-template-columns: 1fr;
  }

  .ins-blog-grid,
  .ins-news-grid {
    grid-template-columns: 1fr;
  }

  .ins-hero {
    margin-top: 70px;
    padding: 40px 0;
    min-height: auto;
  }

  .ins-shield-animation {
    width: 220px;
    height: 220px;
  }

  .ins-shield {
    width: 90px;
    height: 110px;
  }

  .ins-shield-icon {
    font-size: 3rem;
  }

  .ins-partners-grid {
    gap: 24px 32px;
  }

  .ins-contact-form-wrapper {
    padding: 24px;
  }

  .ins-customer-benefits {
    padding: 24px;
  }

  .ins-benefit-icons {
    gap: 16px;
  }
}